FHA Loans in Alabama
About This State and its People, Places, and Industries
Alabama is a state located in the southeastern region of the United States of America. It is bordered by Tennessee to the north, Georgia to the east, Florida and the Gulf of Mexico to the south, and Mississippi to the west. Alabama ranks 30th in total land area and ranks second in the size of its inland waterways. The state ranks 23rd in population with almost 4.6 million residents in 2006.From the American Civil War until World War II, Alabama, like many Southern states, suffered economic hardship, in part because of continued dependence on agriculture. Despite the growth of major industries and urban centers, white rural interests dominated the state legislature until the 1960s, while urban interests and African Americans were under-represented. Following World War II, Alabama experienced growth as the economy of the state transitioned from agriculture to diversified interests in heavy manufacturing, mineral extraction, education, and technology. In addition, the establishment or expansion of multiple military installations, primarily those of the U.S. Army and U.S. Air Force, added to state jobs.
Alabama is unofficially nicknamed the Yellowhammer State, after the state bird. Alabama is also known as the "Heart of Dixie". The state tree is the Longleaf Pine; the state flower is the Camellia. The capital of Alabama is Montgomery. The largest city by population is Birmingham. The largest city by total land area is Huntsville. The oldest city is Mobile, founded by French colonists.
The United States Census Bureau, as of July 1, 2008, estimated Alabama's population at 4,661,900, which represents an increase of 214,545, or 4.8%, since the last census in 2000. This includes a natural increase since the last census of 121,054 people (that is 502,457 births minus 381,403 deaths) and an increase due to net migration of 104,991 people into the state.[43] Immigration from outside the United States resulted in a net increase of 31,180 people, and migration within the country produced a net gain of 73,811 people. The state had 108,000 foreign-born (2.4% of the state population), of which an estimated 22.2% were illegal immigrants (24,000). The center of population of Alabama is located in Chilton County, outside of the town of Jemison, an area known as Jemison Division.
The state has heavily invested in aerospace, education, health care, and banking, and various heavy industries, including automobile manufacturing, mineral extraction, steel production and fabrication. According to the United States Bureau of Economic Analysis, the 2008 total gross state product was $170 billion or $29,411 per capita. Alabama's 2008 GDP increased 0.7% from the previous year. The single largest increase came in the area of information. In 1999, per capita income for the state was $18,189.
As of January 2010, the state's unemployment rate is 11.1%. Alabama's agricultural outputs include poultry and eggs, cattle, plant nursery items, peanuts, cotton, grains such as corn and sorghum, vegetables, milk, soybeans, and peaches. Although known as "The Cotton State", Alabama ranks between eight and ten in national cotton production, according to various reports, with Texas, Georgia and Mississippi comprising the top three.
Alabama's industrial outputs include iron and steel products (including cast-iron and steel pipe); paper, lumber, and wood products; mining (mostly coal); plastic products; cars and trucks; and apparel. Also, Alabama produces aerospace and electronic products, mostly in the Huntsville area, location of NASA George C. Marshall Space Flight Center and the US Army Aviation and Missile Command, headquartered at Redstone Arsenal.
Alabama is part of the largest industrial growth corridor in the nation. Most of this growth is due to Alabama's rapidly expanding automotive manufacturing industry. Headquartered in the state are Honda Manufacturing of Alabama, Hyundai Motor Manufacturing Alabama, Mercedes-Benz U.S. International, and Toyota Motor Manufacturing Alabama. Since 1993, the automobile industry has generated more than 67,800 new jobs in the state. Alabama currently ranks 4th in the nation in automobile output.
Alabama's programs of higher education include 14 four-year public universities, two-year community colleges, and 17 private, undergraduate and graduate universities. In the state are two medical schools (University of Alabama at Birmingham and University of South Alabama), two veterinary colleges (Auburn University and Tuskegee University), a dental school (University of Alabama at Birmingham), an optometry college (University of Alabama at Birmingham), two pharmacy schools (Auburn University and Samford University), and five law schools (University of Alabama School of Law, Birmingham School of Law, Cumberland School of Law, Miles Law School, and the Thomas Goode Jones School of Law). Public, post-secondary education in Alabama is overseen by the Alabama Commission on Higher Education. Colleges and universities in Alabama offer degree programs from two-year associate degrees to 16 doctoral level programs.
Accreditation of academic programs is through the Southern Association of Schools and Colleges as well as a plethora of subject focused national and international accreditation agencies.
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